Privacy Statement

Introduction

The covered.ie website (the "Website") is operated by Hello Earston Limited ("we", "us", "our", "Covered"). We respect your right to privacy. This Privacy Statement (together with our Terms of Business) sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us. Please read the following to understand our practices regarding your personal data and how we will treat it.

The following discloses our information gathering and dissemination practices relating to this Website. In order to fully understand your rights, we encourage you to read this Privacy Statement and to consult our Terms of Business. Each time you use this Website you will be bound by the then current Privacy Statement and you should review this each time you use the Website to satisfy yourself that you are happy with it. Any external links to other websites are clearly identifiable as such and we are not responsible for the content or the privacy statements of these other websites.

Acceptance Of Privacy Statement

By using this Website, you signify acceptance of this Privacy Statement. If you do not agree with or you are not comfortable with any aspect of the Privacy Statement, your only remedy is to discontinue use of the Website. We reserve the right to modify this Privacy Statement at any time. Your continued use of any portion of the Website following notification or posting of such changes will constitute your acceptance of those changes.

Information We Collect From You

We collect and process the following data:

• Information that you provide to us when obtaining quotes or applying for cover for a product, or when you use this Website or avail of our services. Such information might include a name, address, email address, telephone number or other personal information
• Information about you and any third parties whose data you disclose to us;
• Details of your visits to the Website including, but not limited to, traffic data, location data and other communication data and the resources, advertisements and linked sites that you access.
• Should you contact us by web chat, phone, email, post or by any other method, we may hold the content, contact details and any additional information you provide to us on record for future reference and use.

Where We Store Your Personal Data

The data that we collect from you may be transferred to, and stored at, a destination outside the European Economic Area ("EEA"). It may also be processed by staff operating outside the EEA who work for us or one of the underwriting life assurance companies. We may need to transfer data outside the EEA in order that the life assurance company can provide to you and administer the cover required.

By submitting your personal data, you agree to this transfer, storing or processing. We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Statement. All information you provide to us is stored in a secure environment.

Uses Made Of Your Information

We use information held about you:

• To ensure that content from our Website is presented in the most effective manner for you and for your computer;
• To provide you with cover, quotes, information, products or services that you request from us or which we feel may interest you where you have consented to be contacted for such purposes;
• To carry out our obligations arising from any contracts entered into between you and us or the underwriting life assurance companies;
• To notify you about changes to our Website and/or services.
• We will also disclose your data to selected life assurance companies who will use your data, to provide you with products and services, cover and to administer your policy.
• If you do not want us to use your data in this way, or to pass your details on to third parties for marketing purposes, please tick the relevant boxes when we collect your marketing preferences. You may change your preferences at any time by contacting us at info@covered.ie

Disclosure Of Your Information

We may disclose your personal information to third parties:

• If we are under a duty to disclose or share your personal data in order to comply with any legal obligation, or in order to enforce or apply our Terms and other agreements; or to protect the rights, property, or safety of Hello and its subsidiaries and its group companies, our users, or others;
• Including insurance and life assurance companies who provide quotes and/or cover to you and to reinsurance companies.
• To third parties as part of a due diligence exercise or sales process connected with Covered.ie.

Security

We take your online security very seriously and this Website has security measures in place to protect the loss, misuse and alteration of the information under our control. However, as no data transmission over the Internet can be guaranteed as 100% secure, we cannot ensure or warrant the security of any information you transmit to us and you transfer the data at your own risk. We endeavour to use appropriate security measures.